Over the last few years, the increasing amount of commercial insurance-buying options has made it almost overwhelming for businesses to decide where to go for their insurance.
While businesses can purchase insurance directly through an insurance carrier, due to the complexity of insurance and the stakes involved, we recommend going through a trusted insurance agent or broker. This can be done by conducting an online search or by asking your local business community for recommendations.
To receive a quote, you will need to provide some basic information about your business and complete an application.
With the rise of insurtech, or insurance-specific technology solutions, your agent should be able to help you get multiple quote options for your business relatively quickly. The quality of options and speed in which they can help, will vary greatly from agent to agent.
After you have reviewed your options with your agent and selected a policy, you will need to pay your first premium installment to activate coverage.
With an agent, you will have access to an insurance professional for any questions or servicing needs throughout your policy period.
