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Fortis Insurance Partners

Fortis—Latin for “strong.”

The name Fortis represents the strength and steadfastness of our agency.

Founded by Charles A. Loper, Jr. in 2009, Fortis has remained singularly focused on providing first-class insurance solutions for our clients. Our team of experienced and knowledgeable insurance professionals is equipped to guide you through every step of your insurance experience.

We understand the challenges associated with insurance and believe the industry has set the bar too low. At Fortis, we believe everyone should have access to an easier, more professional, and reliable insurance experience on their terms. We are obsessed with improving the customer experience. That is why every day we put a focus on serving your needs and best interests. Learn more about us.

Our Vision

As an independent insurance agency, we strive to have the most satisfied customers in the insurance industry.

Our Mission

At Fortis Insurance Partners, our mission is to create an exceptional and value-driven insurance experience that provides you with personalized insurance solutions to help you achieve your goals.

Insuring Businesses Across the United States

From our local headquarters in Frisco, TX, we are proud to insure businesses throughout the United States with an insurance experience built on trust, knowledge, transparency, and improvement.

It’s Your Business, Insure It

Experience insurance in a whole new light. At Fortis, we have the strength and power to help you simplify your insurance experience from start to finish. Let us help you find business insurance solutions in order to help you reach your goals.

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Interactive Graphic

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Business Owners Policy (BOP)
Risk Factor

As a business owner, you've worked hard to build a solid business. But what happens when the unexpected happens? Are you covered?


A business owners policy is uniquely designed to protect your most important assets, including your business, its continuation, your employees, and your way of life. Discuss the details of this coverage with your agent and ensure that you're protected.

Errors and Omissions Liability (E&O)
Risk Factor

If you perform services for others, you are at risk of not doing the work correctly (errors) or not doing it at all (omissions). Lawsuits can arise claiming the error or omission harmed your client and caused them a financial loss.


Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions, or represents the needs of others. Ensure you have this important coverage if you perform services for clients.

Directors and Officers Liability Insurance (D&O)
Risk Factor

Directors and officers (such as board members) are exposed to increased risk factors and are held accountable for acts that claim negligence in the performance of their duties. Any resulting lawsuits are typically expensive to defend, resulting in potentially large settlements.


Obtain comprehensive coverage to protect senior individuals of your company. Directors and officers liability insurance provides coverage for the legal costs to defend a covered lawsuit and provides the money necessary for any settlement beyond the defense costs.

Commercial Umbrella
Risk Factor

What happens when your business faces a large liability loss that exceeds the basic limit of your standard policy?


A commercial umbrella policy provides high limits of insurance, typically between $2,000,000 and $10,000,000. Coverage is extended over your general liability insurance, workers' compensation, business auto, as well as directors and officers liability coverage. It provides a great safety net and helps ensure your business is well protected.

General Liability
Risk Factor

Businesses are susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more.


General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

Crime and Fidelity Bond
Risk Factor

What will you do if one of your trusted employees is found guilty of doing something dishonest?


Crime and fidelity coverage is designed to provide coverage for employee dishonesty, forgery and depository, theft, destruction and disappearance, and more. Discuss the details of this coverage with your agent to learn more.

Environmental Insurance
Risk Factor

Could your business cause damage to the environment? If so, are you covered?


Environmental insurance provides protection if an environmental catastrophe occurs.

Systems Breakdown
Risk Factor

With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, including the cost to repair the equipment, the interruption of your business, as well as any lost income and extra expenses.


Comprehensive coverage provides protection against equipment mechanical breakdown. Discuss the details of what's covered with your insurance agent.

Workers' Compensation
Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.


Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law, so be sure that you understand your obligations.

Business Auto Insurance
Risk Factor

An auto accident can cause bodily injury or property damage to others for which you are responsible, potentially putting your business in financial jeopardy.


Business auto insurance provides coverage for vehicles owned or leased by a commercial enterprise and provides coverage for bodily injury, property damage, and other coverages, and includes both comprehensive and collision coverage.

Employment Practices Liability Insurance (EPLI)
Risk Factor

On average, it's estimated that three out of five businesses will be sued by their employees. While there is nothing you can do to prevent someone from filing a lawsuit, there is something you can do to limit the costs of defending a legal claim.


Obtain employment practices liability insurance to protect your business and its directors, officers, and employees from alleged employment-related acts such as wrongful termination, failure to promote, discrimination, and sexual harassment.

Cyber Liability
Risk Factor

The Internet has spun a whole new web of liability exposures. E-commerce, social networking, cloud storage, and other technologies bring great benefits to large and small businesses alike. But with these benefits also come challenges, including protection of privacy, data, and financial information of your customers.


Cyber liability coverage covers unauthorized access to electronic data or software within your network. It also provides coverage for spreading a virus, computer theft, extortion, or any unintentional act, mistake, error, or omission made by an employee. This coverage is quickly becoming more and more important as you embrace technology to help run your businesses.

Business Income
Risk Factor

What would you do if a fire impacted the operation of your business? Or what if a pipe leak caused a system outage or extended downtime? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.


Business income insurance compensates you for lost income if the business cannot operate as normal due to damage that is covered under your commercial property insurance policy, such as fire or water damage. Business interruption insurance covers the revenue you would have earned, based on your financial records, had the incident not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

Commercial Property
Risk Factor

Your business property is a significant financial investment. What if something happens to it?


Commercial property insurance can help protect the property your business owns or leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

Business Insurance 101

Make sure you cover the unique risks you face with business insurance.

  • Click on the hotspots.
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Not what you’re looking for?

Find even more interactive graphics for restaurant insurance, hospitality insurance, and contractor insurance.

Insurance by Industry

We offer insurance solutions for businesses across industries. Below are some of our specialties across the many industries we serve.

Restaurant Insurance
Hospitality Insurance
Nightclub and Bar Insurance
Brewery Insurance
Winery Insurance
Liquor Liability
Contractor Insurance
HVAC Contractor Insurance
Plumbing Contractor Insurance
Electrical Contractor Insurance
Mechanical Contractor Insurance
Flooring Contractor Insurance
Real Estate Developer Insurance
Real Estate Investor Insurance
Landlord and Rental Property Insurance
Condo Building Insurance
Office Building Insurance

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Why Choose Us?

Here are the core values that set Fortis apart when it comes to serving your insurance needs.

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We strive to bring you a professional and reliable service experience you can rely on.


We give advice based on experience and training so you can make informed decisions to achieve your goals.


We give insight and full transparency in everything we do and in how the insurance process works from start to finish.


We are always on the leading edge of constantly improving upon the customer experience to help satisfy your needs.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
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Frisco, TX

Contact our local office for insurance services and solutions throughout the United States.

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